One of the most important things a person needs throughout their life is health insurance. Life is unpredictable and uncertain, so we never know when things might go wrong. That is the purpose of insurance companies in Dubai: to give you protection and financial support when you are most in need. You can get critical medical care without worrying about expensive bills if you have health insurance. Additionally, it offers you comfort in knowing that you are covered for unforeseen medical crises that can deplete your resources. Here are some of the best health insurance companies in Dubai.
Let’s discuss the features of these health insurance companies in Dubai to secure your life and health.
Dubai Insurance Company
His Highness the Late Sheikh Rashid Al Maktoum created Dubai Insurance Company (DIC), one of the top health insurance companies in Dubai. Visa holders for Dubai and the Northern Emirates, as well as their dependents up to the age of 18, are eligible for its health insurance. Whether you cover your employees, family, or yourself, you can personalize your policy to fit your needs. In addition to health care, the reliable business provides house, auto, and vacation insurance. The greatest health insurance in the UAE has the following essential components:
- 24-hour emergency assistance
- coverage for services related to diagnosis, treatment, and investigation
- diagnostic services in radiology
- Cancer detection, diagnosis, and management
- services for laboratories
- Immunisations and vaccinations
- Simple and hassle-free claim process
Watania Takaful
One of the top 10 insurers in the United Arab Emirates and the second-largest Takaful provider is Watania Takaful. The company provides an extensive array of Islamic insurance products, which include Home, Personal Accidents, Travel, Marine, Engineering, Casualty & Liability, Warranty, Property, Office, General Accident, SME, and Medical and Family (Life Insurance) coverage plans like flexible savings, investment, income protection, and pure protection, in addition to Motor, Technical, or General Takaful Plans.
Watania Takaful uses a nationwide network of full-service offices to serve both individuals and businesses. It is a wholly owned subsidiary of Watania International Holding, an investment holding company that is listed on the DFM and is ideally positioned to take advantage of expansion prospects in the Takaful sector.
Takaful Emarat
Founded in 2008, Takaful Emarat Insurance PSC is a well-known supplier of life and health insurance policies adhering to Shariah. Notably, the business has received the prestigious endorsement of the UAE Central Bank in addition to authorization from the Dubai Health Authority.
- received the 2018 Takaful Insurer of the Year Award and the UAE Insurer Award for their seamless services and prompt delivery.
- Provide up to AED 15,000 in coverage for prescription medications.
- Provide a maximum of 20 physiotherapy sessions annually.
- Up to AED 3,000 in dental care, payable directly to network providers, and up to AED 1,500 in optional eye care.
Sukoon Health Insurance
For anyone anywhere in the world, one of the top private health insurance companies in Dubai provides an enormous selection of insurance policies. Sukoon has established itself as a reliable and trustworthy insurance brand since its founding in 1975.
- The Premier Package assists with routine check-ups, immunizations, and daily health care and covers up to one million pounds in countries worldwide, excluding the United States.
- Elite package, which offers coverage up to three million pounds in the United States and other nations. It helps with childbirth, therapy, and necessary medical care.
- The Ultimate Package offers unrestricted access to physicians, emergency treatment, cancer tests, hospital rooms, and other special features with no annual maximum cost.
Salama Insurance
Salama Insurance, with numerous accolades and decades of experience, is a globally recognized Takaful company. You can find some great healthcare packages among their other insurance products, such as travel and auto insurance.
- Residents who make less than 4,000 AED per month are eligible for the Essential Benefits Plan. At a reasonable cost, this plan covers immunizations, chronic illnesses, emergency care, and a host of other medical services.
- The Enhanced Benefit Plan offers Silver and Gold coverage among other options. This plan features a variable annual limit, regular health exams, and global coverage.
AIG
This reliable business has several years of experience operating out of Dubai. AIG’s health insurance guarantees your protection and coverage in case of an emergency. They cover hospitalization costs for both illnesses and accidents under their Hospital Cash Insurance program. Additional AIG bundles consist of:
- Accidental death, permanent partial or whole disability, and even post-mortem costs such as caskets and burials are covered under personal accident insurance.
- Coverage for severe illnesses such as cancer, strokes, and heart attacks is provided by critical illness insurance.
- Also, this insurance is offered everywhere, around the clock, so you can be sure you’re always covered.
Cigna
Cigna Insurance is one of the top insurance companies in Dubai, having been in business for decades. You can reach over 5,000 healthcare professionals in the Middle East around, 24/7, with their packages.
- Plans for your family and yourself that help you be ready for any medical crisis.
- Companies should offer scalable plans to all companies, regardless of size.
- Government, ensure that the welfare of the people comes first.
- All of these plans include coverage for chronic diseases, inpatient care, and access to the greatest medical care.
GIG Gulf
GIG Gulf, formerly AXA, makes a name for itself with a broad network that includes 3,000 medical facilities in the United Arab Emirates and an astounding 800,000 providers worldwide.
- 24-hour assistance and no-cost virtual consultations with licensed physicians to get professional guidance before medical procedures.
- When local facilities are inadequate due to your health, they provide full travel coverage and immediate medical treatment while you’re overseas.
- If someone passes away unintentionally, they offer a compensation of between AED 25,000 and AED 150,000.
- Their Mygig app is made especially to satisfy policyholders’ needs in a matter of clicks.
MetLife
MetLife provides customized health insurance policies in Dubai, ranging from basic coverage to high-end choices. In addition, they guarantee a comprehensive healthcare experience by offering extensive pre- and post-customer assistance.
- they received multiple honors for their exceptional work, including the Middle East Insurance Industry Awards’ Life Insurance Company of the Year 2019, the MENA Insurance Awards’ Health Insurer of the Year 2020, and the MENA Insurance Awards’ Insurer of the Year 2021.
- Named one of Fortune Magazine’s World’s Most Admired Companies
- Include coverage for 32 serious medical diseases and provide up to USD 500,000 in cash payments to cover expenses like bill payments and missed income.
Orient Insurance
Only the best medical procedures are covered by Orient Insurance, a division of the Al-Futtaim Group. It has been the nation’s most popular option for insurance for many years. Both solo and group options are available.
- Their customized programs benefit UAE residents who are not employed as well as their dependents.
- Their group plans are ideal for corporations and businesses. These two plans include benefits for inpatient and outpatient care, maternity needs, and treatments for chronic illnesses across the globe.
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The Bottom Line
Employers now bear a greater burden as the majority of GCC nations have made private health insurance mandatory for all citizens and residents. By putting more pressure on insurance companies through healthcare organizations, nations like the UAE and KSA have elevated healthcare to a national priority.
Enterprise resource planning, or ERP software for the healthcare industry, helps in the management of internal procedures and assets. In addition to managing billing and scheduling staff hours and appointments, it may be used to maintain inventory, order supplies, and more.
Healthcare ERP software systems are important to improving and streamlining many factors of healthcare administration. These technologies offer unmatched advantages. They boost operational efficiency and ensure compliance. Patient care takes top priority. They design the technologies to grow and adapt to your business.
We at Penieltech, are at the forefront of providing cutting-edge healthcare ERP systems that are beneficial and meet the demands of healthcare facilities. To strengthen your team, we provide a range of data-driven insights and healthcare software development services. Our experts are available at all times to assist you in selecting the appropriate software features and to offer healthcare IT consulting services. To create your ideal ERP solution, get in touch with our team.